I was originally referred to Egenberg Law Firm, specifically Mr. Simon Levitsky after Hurricane Ida. Despite years of paying my flood and home insurance premiums, I was left in the dark from both adjusters well after the 60-day grace periods from the storm. Worse off, I originally received $12,000 from flood and $480 (YES that is not a typo) from home insurance, despite our roof blowing off, the chimney falling through the roof, water coming through the ceiling, flooding 6 inches, and having to completely demo and refurbish the house. Understandably both insurance companies were swamped with dealing with the aftermath of hurricane Ida, but not once did I hear from either adjuster on what was and was not covered despite dozens of calls, voicemails, and emails being left. This made it so I couldn’t even cash my meager checks because my mortgage company would not endorse the payments without a final assessment from the insurance adjusters. Feeling hopeless, I reached out to Simon, who was personally referred to me by a friend, who walked me through each step of the litigation process. He had his own private adjuster perform a thorough inspection of the house (for reference, flood and home adjusters spent maybe 30 minutes inspecting while Simon’s adjuster spent closer to 2 hours and went through the pictures I took as well). Simon handled all negotiations with the insurance agencies, and before I knew it, I had all the flood and home adjusters’ documentation I needed to get the checks endorsed by the mortgage company to begin repairs (at this point this was close to 3 months later without any repairs being done). In total, Simon expedited $90,000 from the insurance companies to begin repairs. However, since his adjuster quoted the repairs to cost around $140,000, Simon stated I should not be satisfied with this amount. With the discrepancy of payments and, and the lack of response from the insurance companies, he got an ADDITIONAL $90,000 from home insurance ALONE (flood insurance is still pending). I was astonished how low the insurance companies quoted me and how quickly they changed their tune when Simon and Egenberg Lawyers got involved. Even more, this whole process cost me ZERO out of pocket. And with his compensation being directly related to how much I was paid, he was extremely motivated to get me the maximum possible refund, even working through the holiday season. Would I have rather the insurance companies paid a fair amount and not have had to hire an attorney? Obviously yes. But I can honestly say Simon handled my case with great care and walked me through the entire process and was never too busy to answer the phone when I had questions. I could not recommend him enough to handle any claims cases and have passed his information to numerous friends in similar situations as myself. Going through this entire process, it has been made clear that insurance companies bank on customers accepting being low-balled, and I would hire Simon Levitsky in a heartbeat if I were to go through this process again.
Michael Ascuitto
over 2 years ago
